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FOR IMMEDIATE RELEASE
San Diego, California – Feb. 10, 2026 – LJO Advisors, a healthcare advisory firm focused on connecting hospital systems with high-impact, value-driven solutions, today announced a strategic partnership with ClearBalance Healthcare, a recognized leader in interest-free patient financing and digital financial engagement.
Through this partnership, LJO Advisors will introduce ClearBalance’s patient-centered financial solutions to its network of hospital and health system partners seeking to improve patient affordability, strengthen collections performance, and reduce administrative burden across the patient pay process.
ClearBalance supports health systems with interest-free financing programs and digital engagement tools that help patients better manage medical expenses while enabling providers to improve cash flow, reduce bad debt, and elevate the overall patient experience.
“Health systems are under increasing pressure to balance financial performance with patient experience,” said Lawrence O’Toole, Founder & CEO at LJO Advisors. “ClearBalance brings a proven, patient-first approach to affordability and financial engagement that aligns well with the needs we see across our hospital partners. We’re excited to include ClearBalance as a trusted solution within our advisory ecosystem.”
The partnership reinforces LJO Advisors’ commitment to helping healthcare organizations identify and implement solutions that deliver measurable operational and financial impact, while supporting patients with more transparent, flexible payment options.
About LJO Advisors
LJO Advisors is a healthcare advisory firm that connects health systems, innovative technology providers, and investors to drive measurable impact across the healthcare ecosystem. Through rigorous solution validation, strategic alignment, and hands-on execution support, the firm ensures proven technologies deliver strong ROI, seamless implementation, and sustainable financial and operational performance.
About ClearBalance Healthcare
ClearBalance Healthcare is a provider of patient-centered financial solutions supporting the patient pay ecosystem. ClearBalance is the recognized leader in interest-free patient financing, with added capabilities in digital financial engagement that enable hospitals to improve collections, reduce operational strain, and enhance the patient experience. ClearBalance partners with health systems nationwide to help patients manage medical expenses through flexible, transparent payment options.