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Ray’s extensive industry experience is further enriched by his earlier roles at Meridian Healthcare Finance and Liberty Mutual Group. His leadership is driven by a clear vision: to transform the healthcare landscape by empowering patients to manage their medical expenses with ease and without financial burden. With an unwavering commitment to revolutionizing the industry, Ray is on a mission to empower patients, enabling them to manage their medical expenses with unparalleled ease, free from financial strain. Under Ray’s leadership ClearBalance is rated #1 Best in KLAS for patient financing services and had launched Doorstep by ClearBalance an industry defining patient financial engagement platform.

Ray earned his Bachelor of Science degree in Finance from Bentley University in Waltham, MA. In 2018, Ray was recognized by the San Diego Business Journal as one of the Top Business Leaders under 40. Ray currently resides in Nashville, TN.